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Public & Product Liability

What is Public and Product Liability?

Public and product liability insurance is a policy offered by dot2dot that protects you if a child in your care or a member of the public suffers, or allegedly suffers, an injury. If court proceedings are raised against you, you’ll need public and product liability cover.

By taking out our public and product liability policy, you’re making active steps to protect yourself from what could potentially be a very costly court procedure. Of course, you will hope that taking out the liability package is just a security measure, which it is – but in the event of an incident it will prevent your nursery from loss of revenue as well as retaining your professional integrity.

Our policy responds to a wide range of claims, from legal liability for accidental loss and/or damage, to death and injury to persons other than employees.

Here is a comprehensive range of what we offer:

Why is this important?

You can’t always help it when accidents happen at work, and this goes for a wide range of workplaces. For circumstances that are beyond your control, it is in the interest of your nursery to ensure you’re in a strong position should the worst happen.

To ensure that you are protected, get in touch with the team at dot2dot and we will provide you with a bespoke insurance policy.

 

 

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Testimonials

  • "I have no doubt that whatever might arise my company is well covered by a policy with dot2dot. I have no hesitation in recommending dot2dot to any nursery owner [you] give me total piece of mind."

    Alan Clifford

    Managing Director, First Class Childcare Ltd.

  • "dot2dot’s personal attention to our needs has combined a commitment to obtaining best value with perceptive advice on many areas to minimise risk and obtain premium savings."

    Michael Ruaux

    Director, Rivington Independent School

  • "A problem that we were worried could have a catastrophic effect on our business became a fabulous advert for dot2dot-you can be assured your team have guaranteed our business for many years to come. We would happily recommend you."

    Sean Curtis

    Director, Daisy Chain Nursery Ltd

  • " Apart from being extremely competitive on price, the service has been outstanding. The free use of Croner-i is extremely helpful and [we] use it regularly. I would not hesitate to recommend or use you again."

    Jon Higgins

    Director, Shooting Stars Nurseries LLP

  • "I've had numerous insurers calling for potential business but have told them that I am completely satisfied with your company and even though some of the quotes have been less, I want to stay with you- I really do think that you're worth it!"

    Barbara Keeling

    Director, Lowercroft Road Nursery

  • "I have spent the afternoon with Croner-i. It's excellent and has given me a great start on the daunting task of reviewing our Policies and Procedures. You’ve done a great job bringing this to our industry."

    Kimberly Munro

    Owner, Blue Grass Purple Cow Nursery

  • "Thank you dot2dot for all the help and support that I’ve received over the past few months. You provided a first class service, an easy to understand policy structure and competitive rates. I have no hesitation in recommending you to others."

    Mary Bohm

    Owner, Aunt Mary's Private Day Nursery

  • "The nursery has recently moved to dot2dot and in the short time we have been with them we have received a prompt, professional and personal service at a truly competitive rate."

    D'Reena Hargreaves

    Nursery Manager, Hocus Pocus Day Nursery Ltd

  • "My advice to any other nursery is to let dot2dot review your policies. I couldn't have been more shocked when they revealed my policies were seriously lacking. You have nothing to lose and everything to gain!"

    Sian Nisbett

    Director, Dizzy Ducks Day Nurseries Ltd

  • "dot2dot went out of their way to get to know our business and how we operate so they could give us the products we need. Advice is only a phone call away and our insurance needs are re-assessed annually."

    Jane Middlebrook

    Managing Director, Kaleidoscope Day Nurseries Ltd

  • "This company has been with Stanmore Insurance Brokers for over 10 years and happily moved to dot2dot when it launched. During this time they have provided an exemplary and very personal service that has included constructive, appropriate advice and support."

    Joanne McClellan

    Owner, Daisy Chains Day Nursery

  • "Thank you for the swift and efficient way our (broken laptop) case was dealt with. It was important that [it] was replaced quickly to ensure the smooth running of our business. We have a replacement laptop and are completely satisfied with the handling of the claim."

    Trudie Walker

    Managing Director, Holly Grange Montessori