As an employer you are legally responsible for the members of staff that you hire, which is why it is essential that you have a reliable employers’ liability insurance package.
If someone gets injured or falls ill while at work, or as a result of working on your premises, then you may be responsible for paying them compensation. While this will only be the case if someone makes a claim against you, and you are subsequently found responsible, having employers’ liability insurance ensures that, whatever happens, you will always be protected.
Our policy covers your legal liability for damages as a result of death, injury or disease sustained by employees in the course of their employment. The cover includes:
Unlike public liability insurance which is voluntary, employers’ liability insurance is compulsory.
Failure to hold an updated policy will land you with a hefty fine, and in a worst case scenario, you could also be left responsible for paying a fortune in compensation costs. While it is unlikely that you will ever need to use your cover, making sure that you have a policy that you can count on will give you greater peace of mind.
If you have any questions about employers’ liability insurance, then don’t hesitate to contact us, as one of our expert team will be happy to guide you through the process.
Our office hours are:
9am - 5pm Mon-Fri.
"I have spent the afternoon with Croner-i. It's excellent and has given me a great start on the daunting task of reviewing our Policies and Procedures. You’ve done a great job bringing this to our industry."
Owner, Blue Grass Purple Cow Nursery
"A problem that we were worried could have a catastrophic effect on our business became a fabulous advert for dot2dot-you can be assured your team have guaranteed our business for many years to come. We would happily recommend you."
Director, Daisy Chain Nursery Ltd
"Thank you dot2dot for all the help and support that I’ve received over the past few months. You provided a first class service, an easy to understand policy structure and competitive rates. I have no hesitation in recommending you to others."
Owner, Aunt Mary's Private Day Nursery
"I have no doubt that whatever might arise my company is well covered by a policy with dot2dot. I have no hesitation in recommending dot2dot to any nursery owner [you] give me total piece of mind."
Managing Director, First Class Childcare Ltd.
"The nursery has recently moved to dot2dot and in the short time we have been with them we have received a prompt, professional and personal service at a truly competitive rate."
Nursery Manager, Hocus Pocus Day Nursery Ltd
"dot2dot went out of their way to get to know our business and how we operate so they could give us the products we need. Advice is only a phone call away and our insurance needs are re-assessed annually."
Managing Director, Kaleidoscope Day Nurseries Ltd
"I've had numerous insurers calling for potential business but have told them that I am completely satisfied with your company and even though some of the quotes have been less, I want to stay with you- I really do think that you're worth it!"
Director, Lowercroft Road Nursery
"Thank you for the swift and efficient way our (broken laptop) case was dealt with. It was important that [it] was replaced quickly to ensure the smooth running of our business. We have a replacement laptop and are completely satisfied with the handling of the claim."
Managing Director, Holly Grange Montessori
"This company has been with Stanmore Insurance Brokers for over 10 years and happily moved to dot2dot when it launched. During this time they have provided an exemplary and very personal service that has included constructive, appropriate advice and support."
Owner, Daisy Chains Day Nursery
"dot2dot’s personal attention to our needs has combined a commitment to obtaining best value with perceptive advice on many areas to minimise risk and obtain premium savings."
Director, Rivington Independent School
" Apart from being extremely competitive on price, the service has been outstanding. The free use of Croner-i is extremely helpful and [we] use it regularly. I would not hesitate to recommend or use you again."
Director, Shooting Stars Nurseries LLP
"My advice to any other nursery is to let dot2dot review your policies. I couldn't have been more shocked when they revealed my policies were seriously lacking. You have nothing to lose and everything to gain!"
Director, Dizzy Ducks Day Nurseries Ltd