Property Damage
Business contents and buildings (if applicable) covered by dot 2 dot up to selected limits, plus:
- personal effects up to £500 per person for you and your employees
- children's personal effects up to £100 per person
- external property such as floodlighting and fixed play equipment up to £5,000
- freezer contents up to £2,500
- glass
- goods in transit
- property away from the premises such as laptop computers up to £1,000
- optional loss of rent cover
- temporary accommodation for resident staff up to £15,000
- theft of keys up to £2,500
- trace and access up to £50,000
- unauthorised use of electricity, gas or water with limits applying
- inflation protection included
- terrorism can be included
dot 2 dot covers all the following risks:
fire, lightning, explosion, aircraft, riot, malicious damage, earthquake, storm, flood, escape of water, impact by vehicles, accidental damage, theft (not subject to forcible or violent entry or exit) and subsidence subject to a £100 excess (other than glass and subsidence losses when a £50 and £1,000 excess respectively will apply).
